Positions 

Manager/Senior Manager-Treasury & Corporate Planning
Credit Head
Business Head
                                                                                                                       * Kindly restrict attachment size to 2MB


Position: Manager/Senior Manager-Treasury & Corporate Planning

Experience

10 to 15 years

Functional Area

Banks/NBFs/Financial institutions

Educational Qualification

CA/ MBA/MMS/PGDM(IIM’s only)/CFA(USA)/CMA 

Roles and responsibilities

  • Treasury Function
  • • Raising resources through various rated / unrated instruments at optimal cost as per the business plan
  • • Planning in advance for repayments / disbursements
  • • Daily cash flow management
  • • Ensuring timely servicing of liabilities 
  • • Deployment of surplus funds in permissible instruments 
  • • Asset liability management and filing of periodic Regulatory Reports
  • • To initiate rating of instruments and to address all data/ MIS required / queries raised by Rating agency
  • • Management of all investments of SICOM other than strategic investments
  • • Periodic updates to the Board/ALCO including MIS to management and regulator
  • • Preparation and updation of treasury policies and Standard Operating Proceedures (SOPs)
  • • Transfer pricing
  • • Taking steps to mitigate interest rate risk and liquidity risk.

  • Corporate Planning (CP)
  • • To assist the Head of Treasury & Corporate Planning in formulation of  annual and strategic business plan and policies for the organization. 
  • • To monitor progress of the plans with the objective to ensure the alignment between the developed business plan and company strategy.
  • • Finalization of Directors’/Chairman Statement and other concerned statements for Annual General Meeting/ Annual Report
  • • Any other activities assigned by the management

Reporting Authority

Head-Treasury & Corporate Planning

CTC offered

Compensation will not be a limiting factor for the right candidate

To apply

Apply at This email address is being protected from spambots. You need JavaScript enabled to view it. with detailed resume within 15 days from the date (20/09/2019) of advertisement in newspaper

 

 

Position: Credit Head

Experience

Minimum 15 years of experience

Functional Area

Banks/NBFs/Financial institution industry

Educational Qualification

 CA, CFA(USA), MBA, MMS (Finance), PGDM (IIM’s only) 

Roles and responsibilities

  • • Appraisal of new credit proposals with detailed analysis of promoters, business of the company, historical financial information, financial projections, industry / sector analysis, economic and policy environment and application of provisions of the Credit and related Policies of SICOM and directions and notifications issued by the Reserve Bank of India from time to time.
  • • Ensuring thorough due diligence of loan proposals with consideration of following  points:
  • • Meeting client with Business Development, Risk and Legal teams of SICOM for evaluation of loan proposals.
  • • Conducting detailed appraisal of the loan proposal including analysis of financial statements and projections, computation of ratio’s, assessment of repayment capacity, internal rating review, assessment of risks and preparation of the standard Credit Appraisal Memorandum for submission to sanctioning authorities.  
  • • Verifying MCA, Credit Bureau reports, litigations against company/promoters etc. through legal databases and feedback from the  legal Department
  • • Review of KYC, Related Party Transactions & identification of Beneficial Owners and Politically Exposed Persons.
  • • Verifying national / international crime database 
  • • Review of proposed exposures with Credit Policy norms and RBI Prudential Norms for exposure on borrowings and investments.
  • • Feedback from Legal department on Title Search and Valuation (if any), Bankers, Suppliers, Customers and other Lenders of the client. 
  • • Convening the Credit Committee Meeting and circulating the Credit Appraisal Memorandum to the Credit Committee and/or Board of Directors / sub-Committees of the Board of Directors.
  • • Issuing sanction letter to the client as per terms approved by the Credit Committee after incorporating terms specified by Legal Department. Modification, review and recovation of sanction letters as per approval of sanctioning authorities.
  • • Ensuring that the borrowers account is reviewed on a periodic basis by considering significant changes in financials, industry scenario, regulations, repayment patterns, security mortgage and performance of borrowers. 

Reporting Authority

Managing Director

CTC offered

Compensation will not be a limiting factor for the right candidate

To apply

Apply at This email address is being protected from spambots. You need JavaScript enabled to view it. with detailed resume within 21 days from the date of advertisement in newspaper (Click Here for print Ad)

 

 

Position: Business Head

Applications are invited within 21 days from 10th May 2019. Candidates meeting the requirements below only need to apply.

Candidates meeting the requirements below only need to apply.

Experience

15-20 years

Educational Qualification

MBA/PGDM with specialization in Finance or CA (From Reputed College)

Roles and responsibilities of Business Head

  • • Must have 15-20 years of experience of handling various functions in a NBFC or Bank, such as Business development, Credit Appraisal, Credit Monitoring, Recovery, Treasury etc.
  • • Experience of business development by generating and developing leads as per product policies and norms, including generating business through new clients and existing borrowers with good track record
  • • Competition mapping – keeping track of competitors product offerings and innovations and providing inputs for new product development
  • • Development of new products/ aligning existing products in line with the market conditions including competitive landscape
  • • Appraisal of new credit proposals with detailed analysis of promoters, business of the company, historical financial information, financial projections, industry / sector analysis, economic and policy environment.
  • • Ensuring the due diligence of proposal
  • • Ensure smooth handholding between client and credit operation section up to sanction, acceptance and disbursement phase
  • • Ensuring that the borrowers account is reviewed on a periodic basis by considering significant changes in financials, industry scenario, regulations, repayment patterns, security mortgage and performance of borrowers.
  • • To ensure timely initiation of legal action in case of default in standard accounts.
  • • Management of all investments of SICOM other than strategic investments
  • • Raising resources through various rated / unrated instruments at optimal cost as per the business plan
  • • Periodic updates to the Board/ALCO including MIS to management and regulator
  • • Experience of managing and mitigating various risks such as Market risk, Credit Risk, Liquidity risk, Reputation risk, Legal risk and cyber risk.
  • • Any other responsibility assigned by the management

Reporting to

The Managing Director

CTC offered

Compensation will not be a limiting factor for the right candidate

To apply

Apply at This email address is being protected from spambots. You need JavaScript enabled to view it. with detailed resume within 21 days from 10th May 2019