Positions 
Business Development Head
Legal Head
Chief Information Officer
                                                                                                                       * Kindly restrict attachment size to 2MB


 

Position: Business Development Head 

Minimum Experience  15 years
Functional Area Banks / NBFs/ Financial institutions
Educational Qualification  MBA/PGDM with specialization in Finance or CA 
Roles and responsibilities
  • • Experience of handling various functions in a NBFC or Bank, such as Business development, Credit Appraisal, Credit Monitoring, Recovery, Treasury etc.
  • • Experience of business development by generating and developing leads as per product policies and norms, including generating business through new clients and existing borrowers with good track record 
  • • Achievement of targets for new and repeat business and also the other targets for yields and portfolio health
  • • Study and present the plans for Diversification of business sourcing in terms of borrower profiles, products/schemes and geography
  • • Providing inputs for updation of existing products/schemes and development of new ones whilst adherence to statutory requirements
  • • Competition mapping – keeping track of competitors product offerings and innovations and providing inputs for new product development
  • • Development of new products/ aligning existing products in line with the market conditions including competitive landscape
  • • Appraisal of new credit proposals with detailed analysis of promoters, business of the company, historical financial information, financial projections, industry / sector analysis, economic and policy environment.
  • • Ensuring the due diligence of proposal
  • • Ensure smooth handholding between client and credit operation section up to sanction, acceptance and disbursement phase
  • • Ensuring that the borrowers account is reviewed on a periodic basis by considering significant changes in financials, industry scenario, regulations, repayment patterns, security mortgage and performance of borrowers. 
  • • To ensure timely initiation of legal action in case of default in standard accounts.
  • • Management of all investments of SICOM other than strategic investments
  • • Raising resources through various rated / unrated instruments at optimal cost as per the business plan
  • • Periodic updates to the Board/ALCO including MIS to management and regulator
  • • Experience of managing and mitigating various risks such as Market risk, Credit Risk, Liquidity risk, Reputation risk, Legal risk and cyber risk.
  • • Any other responsibility assigned by the management
Reporting Authority Managing Director
CTC offered Negotiable as per Industry standards
To apply Apply at This email address is being protected from spambots. You need JavaScript enabled to view it. with detailed resume within 21 days from the date of advertisement

 

 

Legal Head

Minimum Experience  15 years
Functional Area Banks / NBFs/ Financial institutions
Educational Qualification L.L.B. / L.L.M.
Roles and responsibilities
  • • Upto date knowledge of case laws and legal websites
  • • Drafting and finalizing various legal documents pertaining to security creation required for sanction and disbursement of loans, other financial products, policy or any other purpose.
  • • Reviewing from time to time the bank guarantee formats, security documents, reference letter, claim statement, proof of services, rejoinder, counter and written submission.
  • • Registration of mortgage/charge documents with concerned Sub-Registrar/s &RoC.
  • • Monitor Legal MIS/Data/ Records/ Register/Files 
  • • Litigation - advise, initiation of appropriate and timely legal action in respect of NPA /Defaulting cases.
  • • Vetting, finalizing and filing of claims with (DRT)/OL/RP/NCLT.
  • • Initiate monitoring of legal action in respect to NPA cases including drafting Issuance of notices i.e. notices U/s. 138 of NI Act, notices u/s29 of SFC Act, Demand Notices, Notices invoking guarantee, SARFAESI Act, Takeover notices, Post Takeover Notices, Possession Notices, Winding-up Notices, filing of suit , DFT claims before NCLT etc
  • • Co-ordination for High Courts/ Supreme Court/ District Courts/Consumer Forums, Magistrate Courts, CBI, ED offices & other Tribunals and attending as and when required or directed.
  • • Co-ordination and follow up with panel Advocate’s, counsels, clients, 
  • • Reviewing from time to time the bank guarantees, reference letter, claim statement, proof of services, rejoinder, counter and written submission
  • • Execution & registration of interim security documentation.
  • • Review and advise management on legal implications of internal policies and procedures on NPA cases pertaining to takeover, disposal of assets and other legal action. 
  • • Handling all other legal matters of the Company including legal advice to field staff and top management of the company.
  • • Handling all statutory and legal requirements of SICOM and its subsidiaries
  • • Responsible for all Legal policy related matters and updating manual of legal section
  • • Optimisation of legal expenses
  • • Performance evaluation of empanelled law firms and lawyers
  • • Use of innovative legal techniques for recovery of dues from defaulting borrowers
  • • Achievement of targets for recovery from delinquent, NPA and written off accounts
  • • Co-ordination with Collection & Recovery teams
  • • Review of internal legal processes
  • • Adherence to SOP and updation of SOP's based on changes in law/legal processes/internal policies
  • • Standardize legal documents from time to time 
  • • Any other responsibility assigned by the management
Reporting Authority Managing Director
CTC offered Negotiable as per Industry standards
To apply Apply at This email address is being protected from spambots. You need JavaScript enabled to view it. with detailed resume within 21 days from the date of advertisement

 

 

Position: Chief Information Officer

Minimum Experience  12 years
Functional Area Banks / NBFs/ Financial institutions
Educational Qualification  B.E/B.Tech/MCA/MSc Comp.Sci with MBA preferred
Roles and responsibilities Responsible for all aspects of the company’s information technology resources and support facilities including all computer systems, applications, hardware, networks, Internet & Intranet and all related software programs.
  • A.    Domain Knowledge
  • • Must have prior experience of successfully implementing and managing IT initiatives in BFSI domain.
  • • Experience of implementing and managing Business Intelligence initiatives.
  • • Experience of preparing IT Budgets, tracking planned vs actuals and MIS reports to management.
  • • Having knowledge of NBFC processes such as Corporate Lending, Treasury function, basic accounting processes will be an added advantage.  
  • • With knowledge of both business processes and technological infrastructure, this position aligns the organizations technology deployment strategy with its business strategy.
  • B.    Technical Knowledge
  • • Experience of PMO for managing the implementation of large scale software, hardware, networking and cloud initiatives. Must know project management techniques such as Agile and PMP.
  • • Experience of implementing and managing Business Intelligence – BI initiative using various BI tools such as Informatica, MS-BI, Tableau, Clikview etc. 
  • • Experience of setting and managing DC/DR and BCP using various Cloud Management services such as Microsoft Azure, AWS etc.
  • • Develop, implement and monitor Cyber Security Framework across the complete IT landscape of the organization.
  • • Experience of implementing and managing applications such as LOS, LMS and Accounting will be an added advantage.
  • • Experience of software development in any of the following will be a plus, .net, java, php, python, SQL, Oracle, Apache, IIS, Weblogic
  • C.    Implementation
  • • Implementation of IT Policy to operational level, involving IT strategy, value delivery, risk management and IT resource management.
  • • Stringent Adherence to Master directions of RBI as amended from time to time in respect of Information Technology framework as applicable to the Company, including: Formulating an IS policy for an IS framework and ensuring cyber security, vulnerability management.
  • • Cost reduction of operations by leveraging the digital shift.
  • • Ensure IT Risk Assessment, safeguarding information assets that are used by Mobile Applications to provide services to customers, mitigating social media risks etc.
  • • Guidance and support for Preparation of Software Requirement Specification (SRS) to users
  • • Design and customize technological systems and platforms to meet regulatory guidelines and business needs.
  • • IT Training including training of all IT software(s) which are implemented in SICOM 
  • • Preparation and updation of training manuals for each software application(s) 
  • • Analyse the costs, value and risks of information technology to advise management and suggest actions.
  • • Coordinate with IT Steering Committee, external rating agency, RBI etc. for generation of reports and compliances.
  • • Appointment of IT auditors, resolving queries of auditors and implementation of their suggestions.
  • • Periodical and customized MIS reports, dashboards.
  • • Any other work that is required for the role as per the RBI Master Directions and/ or assigned by Board/Management.
Reporting Authority Managing Director
CTC offered Negotiable as per Industry standards
To apply Apply at This email address is being protected from spambots. You need JavaScript enabled to view it. with detailed resume within 21 days from the date of advertisement